Can I just tell you how much I love this little Square Card Reader!! I was able to download the app to my iphone, create my account, process a transaction (even without a physical credit card...customer order was over the phone) and have the money deposited into my checking account all within 24 hours! Oh, and I was in the car traveling, hubby was driving of course :) How sweet is that? There is just a small one time fee per swipe/transaction, about the same as my etsy shop, and that is it. It is so nice to be able to offer the option of credit card payments to my customers. I'll keep you posted as my Square journey continues. I purchased mine at Target for $10 and when I created my account on line, Square deposited that right back into my account the next day. You can also check it out on Amazon, I've put a link on my side bar here. Well, that's it, easy peasy :) I've also put links for a couple of Kelly Rae's products that I'm drooling for! I love my little journal so much I'm afraid to write in it and mess it all up lol!!!!